Not always. Removal is a sensible option in some cases, but in others it is possible to keep the foam in place and still sell, remortgage or release equity — provided the right paperwork is in order. Our advisory pack helps you work out which path makes sense for your specific property.

Lender attitudes vary considerably. Some high-street banks decline outright, while specialist and smaller lenders are far more open. The right broker, the right paperwork and a clear surveyor narrative can make a significant difference to the outcome.

Costs depend on the type of foam, the area treated and the access in your loft. As a rough indication, UK removal projects often range from a few thousand pounds up to well over ten thousand. Our advisory pack includes realistic cost guidance tailored to your situation.

Yes, in many cases — but it usually requires planning. The right combination of survey evidence, documentation and lender targeting can keep a sale on track even when spray foam is flagged. We help you put that pack together.

Yes. The written advisory pack is free of charge. We are funded through partnerships with vetted UK property professionals — never through fees charged to homeowners — and there is no obligation to use any service we mention.

No. You can speak to us at any stage — before you have had a survey, after you have received one, or after a mortgage application has been declined. Earlier is generally easier, but it is never too late.